SmartApply | Client Kiosk

Your Details

Your Loan




Please check reCAPTCHA above

By clicking Continue you agree to our terms of use

< back

Congratulations

You can receive a Bonus Cashback of:

Your Bonus Cashback payment will be paid on settlement if you apply for a loan with us by Thursday, 6 December 2018

This bonus was arranged for you by...

Help Us Help You

Rate features on their importance to you to help us make your mortgage liveable.

Your adviser will provide further help before we make comparisons or launch your Mortgage Contest.

Most or all of my loan should be

Rate Type

Variable

Fixed

How important is this
feature to you?

Rate

|
Unimportant

|
Unsure

|
Required

< back

How important is this
feature to you?

|
Unimportant

|
Unsure

|
Required

< back

How important is this
feature to you?

Redraw

|
Unimportant

|
Unsure

|
Required

< back

How important is this
feature to you?

Extra Payments

|
Unimportant

|
Unsure

|
Required

< back

How important is this
feature to you?

Packaged Banking

|
Unimportant

|
Unsure

|
Required

< back

You're on a roll!

Every question you answer brings us a step closer to making meaningful comparisons for you.

Trust us. Your answers are being put to good use.

< back

What would you like to do with this loan?

Application Type

Refinance
an existing
mortgage

Both

New loan
for a new
purchase

< back

What would you like to do with this loan?

Objective/s


Consolidate Debt	Raise Cash	Buy a Property	Reduce loan costs

What will most of these funds be used for?

Main Purpose

Investment

Both

Owner
Occupied

< back

What stage are you up to with
your new property?

Purchase Stage

Deposit
Paid

Making
an offer

Actively
Looking

About
to start

< back

What is your deposit or your property worth?

Your Equity

Deposit or
Equity

Property
Value

< back

What do you need to achieve your objectives?

Loan Amount

< back

Pro Tip

Your equity (share of) your property is:

< back

When would you like this loan settled and funds disbursed?

Settlement Time

3 weeks
or less

3-8
weeks

8-12
weeks

12+
weeks

< back

What type of payments would you like to make?

Payment Type

Principle &
Interest
(P&I)

5 Years I/O
then P&I
until repaid

Full Term
Interest
Only (I/O)

< back

What is the maximum time you will take to repay this loan?

Loan Term

10

15

20

25

30

Years

< back

Pro Tip

On current rates your payments will be:

-

per month

Budget your payments above this range to accelerate repayment and protect against rate increases.

< back

What amount will you pay each month?

Budgeted Payment

per month

< back

Pro Tip

Your budgeted payment will be enough until your interest rate reaches

In the meantime making your budgeted payment creates a safety buffer and accelerates loan repayment.

< back

You're 80% done!

Just a few more questions and we'll be able to show you our best deals.

< back

How many people will apply for this loan?

Applicants

1

2

3

4

5+

< back

How are the Applicants related to each other?

Applicants

Married to
each other

Living
De-facto

Other

< back

Tell us about your Income

Your Income

Upload
Payslips

Enter
Manually

< back

Tell us about your Income

Upload Payslips

Maximum individual file size 10 megabytes

< back

What is your combined after tax or "in hand" income?

Income

< back

Besides Applicants, how many other people rely on this income?

Dependants

	+		+
Applicant Adults		Other Adults		Children

< back

Tell us about your existing Mortgages.

Current Loan/s

Upload
Recent
Statements

Enter
Details
Manually

< back

Tell us about your existing Mortgages.

Interest Rate Type

Variable
Rate

Fixed
Rate

Introductory
Variable

< back

Tell us about your existing Mortgages.

Your Interest Rate

< back

Tell us about your existing Mortgages.

Ongoing Fee Type

Annual
Package
Fee

No
Ongoing
Fee

Monthly
Maintenance
Fee

< back

Tell us about your existing Mortgages.

Ongoing Fees

< back

Tell us about your existing Mortgages.

Upload Loan Statements

Maximum individual file size 10 megabytes

< back

Tell us about any other Personal Loans or Credit facilities

Upload Statements

Maximum individual file size 10 megabytes

< back

You're 95% done!

If you tell us about your current loan or one you have in mind. We'll include it to make your comparison easy.

< back

Tell us about the loan you would like compared.

Comparison Loan/s

Use
Existing
Mortgage

Upload
Loan
Quotation

Enter
Details
Manually

No
Comparison
Loan

< back

Tell us about the loan you would like compared.

Interest Rate Type

Variable
Rate

Fixed
Rate

Introductory
Variable

< back

Tell us about the loan you would like compared.

Your Interest Rate

< back

Tell us about the loan you would like compared.

Set-Up Cost (excl LMI)

< back

Tell us about the loan you would like compared.

Ongoing Fee Type

Annual
Package
Fee

No
Ongoing
Fee

Monthly
Maintenance
Fee

< back

Tell us about the loan you would like compared.

Ongoing Fees

< back

Tell us about the loan you would like compared.

Discharge Fee

< back

Tell us about the loan you would like compared.

Upload Loan Quotation

Maximum individual file size 10 megabytes

< back

Thank you

Just a sec...
We're matching you to an Adviser.

Lenders

28

Loans

4369

Potential Savings

Calculating...

Your Details

Your Loan

Most or all of my loan should be

Rate Type

How important is this feature to you?

Rate

How important is this feature to you?

How important is this feature to you?

Redraw

How important is this feature to you?

Extra Payments

How important is this feature to you?

Packaged Banking

What would you like to do with this loan?

Application Type

What would you like to do with this loan?

Objective/s

What will most of these funds be used for?

Main Purpose

What stage are you up to withyour new property?

Purchase Stage

What is your deposit or your property worth?

Your Equity

What do you need to achieve your objectives?

Loan Amount

When would you like this loan settled and funds disbursed?

Settlement Time

What type of payments would you like to make?

Payment Type

What is the maximum time you will take to repay this loan?

Loan Term

-

What amount will you pay each month?

Budgeted Payment

How many people will apply for this loan?

Applicants

How are the Applicants related to each other?

Applicants

Tell us about your Income

Your Income

Tell us about your Income

Upload Payslips

What is your combined after tax or "in hand" income?

Income

Besides Applicants, how many other people rely on this income?

Dependants

Tell us about your existing Mortgages.

Current Loan/s

Tell us about your existing Mortgages.

Interest Rate Type

Tell us about your existing Mortgages.

Your Interest Rate

Tell us about your existing Mortgages.

Ongoing Fee Type

Tell us about your existing Mortgages.

Ongoing Fees

Tell us about your existing Mortgages.

Upload Loan Statements

Tell us about any other Personal Loans or Credit facilities

Upload Statements

Tell us about the loan you would like compared.

Comparison Loan/s

Tell us about the loan you would like compared.

Interest Rate Type

Tell us about the loan you would like compared.

Your Interest Rate

Tell us about the loan you would like compared.

Set-Up Cost (excl LMI)

Tell us about the loan you would like compared.

Ongoing Fee Type

Tell us about the loan you would like compared.

Ongoing Fees

Tell us about the loan you would like compared.

Discharge Fee

How important is this
feature to you?

How important is this
feature to you?

How important is this
feature to you?

How important is this
feature to you?

How important is this
feature to you?

What stage are you up to with
your new property?